Call The Estes Team at (425) 605-2675.

Work with an Experienced Loan Officer. Compare Mortgage Rates. We offer the Lowest Rates. Your # 1 Mortgage Broker in Bellevue, Kirkland, Seattle, Woodinville, Bothell, Renton and all cities in the State of Washington We help consumers get the best loans and handle all your mortgage loan needs. Customers can apply on-line for a lower rate and use our Mortgage Calculator. Work with our mortgage professionals to get the best home loan. Apply directly online for the Best Rates in minutes."

Customers first

Our goal is to make the loan process as simple and worry-free for our Borrowers as possible.  We want all of our Borrowers to have a great experience as this is what makes our jobs satisfying.  We pride ourselves in offering the highest level of customer service and appreciate the opportunity to work with you. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.  

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Why The Estes Team

Because we care!  Estes Lending consists of a husband and wife team that work very diligently with one another. Our mission is to provide you with legendary service. For most of us, home is a very special place and represents the largest liability we will incur during our lifetime. Together, we excel as home lending professionals and our commitment to your home finances is unparalleled. The principle with which we measure our success in the service arena is one thing we like to call the "WOW" factor. Our sole objective as lending professionals is to "wow" our clients with unexpected service and professionalism. People come to us for a reason and that reason is....Results! We make ourselves available to you day and night and return your calls & inquiries immediately.  It is well known that going through the lending process is one of the most stressful things you can ever go through.  We want to change that statistic and make it one of the most worry free and pleasant experiences you have ever had. 

 Outside of the office we are just like you. We enjoy spending time together as a family and watching our little girl Tegan grow up. We enjoy snowboarding/skiing, roller-blading, playing tennis, playing outside with our 2 dogs Kaily and Nala, pretty much anything else that has to do with outside and being active. Another passion of Scotts is to play the guitar and while I am not as musically inclined as I would like to be, my passion would be working out and staying healthy. We also enjoy cooking, baking, and entertaining and hope you get a chance to try out our monthly recipe cards. Each recipe card is an original and guaranteed to satisfy even the most discerning palate.

Your mortgage specialists

Let The Estes Team handle your Washington home loan needs, refinance or purchase. Free PreQual Letteravailable!  We specialize in residential mortgages in Washington, California, Oregon, Idaho, Nevada, Colorado, Arizona, Alaska and Hawaii.  We can help you to understand mortgage interest rates, the home loan process, refinance and purchase timelines, and FHA and VA loan information.  Washington State and Northwest Loans is the center of our business.  California Lenders, Nevada Lenders and many other sources still have low rates available now for residential mortgage home loans.

• FREE Mortgage Information Reports. REQUEST HERE.

• WIN a FREE Mortgage Payment!  Win one month's mortgage payment (up to $5,000)! ENTER HERE.

• Bad Credit? You are not just a Credit Score! Bad credit is OK in many cases. READ MORE.

• Local Service - We use local Realtors, Appraisers and Title companies that understand your market area and can provide you with neighborhood service throughout the loan process and at closing.

• Fast and Easy Loan Approvals Due to the ease and efficiency of our application process, the majority of our customers choose to fill out their loan applications online, saving you time and money. Just complete our easy online application to get started today.

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