Call The Estes Team at (425) 216-6258
Customers first
Our goal is to make the loan process as simple and worry-free for our Borrowers as possible. We want all of our Borrowers to have a great experience as this is what makes our jobs satisfying. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to work with you. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
Why The Estes Team
Because we care! The Estes Team consists of a husband and wife team that work very diligently with one another. You know you will be in great hands with Angel as your loan officer and Scott as her transaction coordinator assisting every step of the way! Our mission is to provide you with legendary service. For most of us, home is a very special place and represents the largest liability we will incur during our lifetime. Together, we excel as home lending professionals and our commitment to your home finances is unparalleled. The principle with which we measure our success in the service arena is one thing we like to call the "WOW" factor. Our sole objective as lending professionals is to "wow" our clients with unexpected service and professionalism. People come to us for a reason and that reason is....Results! We make ourselves available to you day and night and return your calls & inquiries immediately. It is well known that going through the lending process is one of the most stressful things you can ever go through. We want to change that statistic and make it one of the most worry free and pleasant experiences you have ever had.
Outside of the office we are just like you. We enjoy spending time together as a family and watching our little girl Tegan grow up. We enjoy snowboarding/skiing, roller-blading, playing tennis, playing outside with our 2 dogs Kaily and Nala, pretty much anything else that has to do with outside and being active. Another passion of Scotts is to play the guitar and while I am not as musically inclined as I would like to be, my passion would be working out and staying healthy. We also enjoy cooking, baking, and entertaining and hope you get a chance to try out our monthly recipe cards. Each recipe card is an original and guaranteed to satisfy even the most discerning palate.
Your mortgage specialists
Let The Estes Team handle your Washington home loan needs, refinance or purchase. Free PreQual Letteravailable! We specialize in residential mortgages in Washington, California, Oregon. We can help you to understand mortgage interest rates, the home loan process, refinance and purchase timelines, and FHA and VA loan information. Washington State and Northwest Loans is the center of our business. California Lenders, Nevada Lenders and many other sources still have low rates available now for residential mortgage home loans.
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FREE Mortgage Information Reports. REQUEST HERE.
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WIN a FREE Mortgage Payment! Win one month's mortgage payment (up to $5,000)! ENTER HERE.
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Bad Credit? You are not just a Credit Score! Bad credit is OK in many cases. READ MORE.
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Local Service - We use local Realtors, Appraisers and Title companies that understand your market area and can provide you with neighborhood service throughout the loan process and at closing.
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Fast and Easy Loan Approvals Due to the ease and efficiency of our application process, the majority of our customers choose to fill out their loan applications online, saving you time and money. Just complete our easy online application to get started today.
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| Do you need help coming up with a down payment?? |
The House Key State Bond Loan Program
Don't miss out on the opportunity of home ownership because you can't come up with a down-payment!
GETTING STARTED:
We are trained and sponsored by the Washington State Home Financing Commission to do the House Key Program. The House Key Program is made available to those who qualify so that they are still able to get the home of their dreams even if they can't come up with a down-payment.
To get started one would have to first attend a free Home-buyer Education seminar. It will provide you with the steps to buying your first home. You will receive a certificate upon completion of the class, valid for two years. This will be a requirement of your loan process.
You will then want to contact us to see what you will qualify for. We can find the right loan type that will work with the Home Key Programs. We also know the income and acquisition cost limits that the programs require. Once you know what you qualify for you are then ready to look for a home.
HOW TO KNOW IF YOU QUALIFY:
If you've attended and obtained a certificate from a Commission-sponsored homebuyer education seminar within the last two years; and...
If you are a first-time home-buyer, defined as someone who has not owned and occupied a primary residence at any time in the past 3 years (if you purchase in a Targeted Areayou do not have to be a first-time home-buyer); and...
If you meet the program income and acquisition cost limits, and...
If you meet with us and determine that you qualify for a mortgage loan according to FHA, VA, Rural Housing Services (RHS), or conventional loan standards. Conventional products include House Key Teacher, Fannie Mae's MyCommunityMortgage 30 year , HomeChoice, and Freddie Mac's Home Possible, then... you may qualify!
If you have any questions, please feel free to give us a call as well as check out www.wshfc.org
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